Transform Your Mortgage Experience with Comprehensive and Personalized Services
Carrete Mortgages offers various mortgage solutions to help you achieve your home ownership and investment goals. Contact us today to learn more about our personalized mortgage solutions and how we can help you.
Unmatched Access to Over 90 Lenders for the Best Mortgage Solution
Our extensive network of over 90 lenders gives you access to the best mortgage solutions tailored to your unique needs and goals.
Experience the Best Customer Service in the Mortgage Industry
Our team of licensed mortgage professionals is committed to delivering exceptional customer service and support throughout your mortgage journey.
Empowering You with Knowledge for Informed Mortgage Decisions
We take the time to educate you about the various mortgage solutions available, so you can make informed decisions that align with your unique needs and goals.
We Work for You
As licensed mortgage professionals, our loyalty is to you, our client, and we work diligently to ensure that you receive personalized and unbiased mortgage solutions tailored to your unique needs and goals.
Mortgage Pre-Approval: Shop for Homes with Confidence in Vancouver
Our mortgage pre-approval service gives you a clear picture of your price range before shopping for homes.
- Shop for homes within your price range
- Be certain of the size of the mortgage you qualify for
- Guaranteed rate for a specific period of time
- Hassle-free estimation of your mortgage-qualifying amount
- Save time by shopping with a pre-approval in hand
First Time Buyers: Helping You Buy Your First Home
Our service is tailored to first-time home buyers in Vancouver who want advice and guidance on their mortgage options.
- Get advice on financing your first home purchase
- Access multiple lenders to find the best rates
- Find the best mortgage options to fit your unique needs
- Free, no-hassle conversation to get started
- Receive facts and information your bank may not tell you
Mortgage Refinancing in Vancouver: Access Your Home's Equity for Needed Funds
Our mortgage refinancing service allows you to access the equity in your home for needed funds.
- Refinance to access needed funds
- Low-cost, easy way to get needed funds
- Access multiple lenders for refinancing
- Find a refinancing option that meets your unique needs
- Expert help navigating new mortgage rules and “stress-testing.”
Edson Vazquez
1 review
2 years ago
Professionalism, Quality, Responsiveness, Value
"The decision to purchase a new home is never easy; navigating thru the typical lenders such as banks and credit unions that only offer their limited products can lead you to feel that there are no better options to choose from.
This is when a Mortgage broker can help. Alfredo Carrete, was our star player in this process. He helped us make the best-educated decision with regards to our mortgage.
David Ciralsky
a year ago
Professionalism, Responsiveness
"Alfredo and his team are excellent at explaining and answering all questions along the way. As new immigrants to Canada, their help has been invaluable in getting us into our new home."
Self-Employed: Mortgages for Self-Employed Individuals
We specialize in mortgages for the self-employed in Vancouver.
- Access to multiple lenders who specialize in mortgages for self-employed individuals
- Ability to qualify for a mortgage despite reduced taxable income
- Customized mortgage options to meet your specific financial situation
- Expert advice on financing options for business owners
- Fast and efficient application process
New to Canada - Get A Mortgage As A New Immigrant
If you're a new immigrant to Canada, you may think that you need to wait until you've established credit to qualify for a mortgage. But with our new-to-Canada mortgage service, you may be eligible for a mortgage with just three months of employment in Canada and landed immigrant status.
- Ability to purchase a home in Canada as a new immigrant
- Access to competitive mortgage rates and options
- Expert advice on the mortgage process for new immigrants
- Fast and efficient application process
- Customized mortgage options to meet your specific needs as a new immigrant
Investment Properties - Build Wealth With An Investment Property
Investment properties have become increasingly popular for Canadians to build wealth and create financial security. Our investment property mortgage service offers innovative mortgage options and competitive rates to help make owning an investment property accessible to many average Canadians.
- Access to competitive mortgage rates and options for investment properties
- Expert advice on the investment property buying process
- Customized mortgage options to meet your specific investment goals
- Fast and efficient application process
- Potential to build wealth and create financial security through owning an investment property
Reverse CHIP Mortgages in Vancouver: Unlock Your Home's Value During Retirement
Our reverse CHIP mortgage empowers older Canadian homeowners with innovative, simple ways to use the value of their homes during retirement.
- Homeowners age 55 and older
- No payments are ever required
- No Income qualifications
- No credit requirements
- Qualify for up to 50% of the value of the home
- Money can be received as a lump sum, over time or in combination
- Owner maintains title
- They can sell or move at any time
- Receive the money tax-free
Mortgage Renewals in Vancouver: Get the Best Mortgage for Your Renewal
If your mortgage is up for renewal, it's essential to take the time to explore your options and find the best mortgage rate and terms for your current financial situation.
- Access to multiple lenders and competitive mortgage rates
- Expert advice on the mortgage renewal process
- Customized mortgage options to meet your specific financial situation
- Opportunity to negotiate the best mortgage terms and rates
- Fast and efficient application process
Debt Consolidation Mortgage in Vancouver- Reduce Your Debt With Your Home Equity
If you're struggling with high-interest credit card debt, consolidating that debt into your mortgage can be a smart financial move. By using your home equity to pay off your credit card debt, you can save money on interest and reduce your monthly payments.
- Potential to reduce monthly payments and save money on interest
- Expert advice on the debt consolidation process
- Customized mortgage options to meet your specific debt consolidation needs
- Fast and efficient application process
- Opportunity to turn "bad debt" into "good debt" and improve overall financial health
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